For borrowers in Uttarakhand and the eight western UP districts under its jurisdiction, the Debt Recovery Tribunal becomes relevant the moment their bank issues a notice under the SARFAESI Act. Whether it is a demand notice under Section 13(2), a possession notice under Section 13(4), a Section 14 order from the District Magistrate for physical possession, or a notice of auction — the DRT is the primary forum where these actions can be challenged. A borrower's Section 17 Securitisation Application must be filed before DRT Dehradun within 45 days of the bank's action.
As per the Ministry of Finance notification S.O. 454(E) dated 15.02.2017, DRT Dehradun exercises jurisdiction over the entire State of Uttarakhand — all thirteen districts — and the following eight districts of Uttar Pradesh: Amroha, Bijnor, Moradabad, Muzaffarnagar, Rampur, Saharanpur, Sambhal and Shamli. Borrowers and lenders from any of these districts must file their Original Applications and Section 17 Securitisation Applications before DRT Dehradun. Under the RDB Act, a case can only be filed where the amount in dispute is Rs. 20 lakh or more. Under the SARFAESI Act, the threshold is much lower — a borrower can file a Section 17 Securitisation Application where the secured debt is Rs. 1 lakh or more.
Appeals against DRT Dehradun orders go to DRAT Allahabad — which also exercises appellate jurisdiction over DRT Allahabad, DRT Lucknow, DRT Jabalpur, DRT Ranchi, DRT Patna and DRT Raipur. A borrower filing an appeal must pre-deposit 50% of the determined amount, though this can be reduced to as low as 25% in appropriate cases.
For writ petitions challenging SARFAESI or DRT action, the correct forum for Uttarakhand matters is the Uttarakhand High Court at Nainital. For matters arising from the eight western UP districts under DRT Dehradun's jurisdiction — Saharanpur, Muzaffarnagar, Moradabad, Bijnor, Amroha, Rampur, Sambhal and Shamli — the writ petition goes to the Allahabad High Court, since those districts are in Uttar Pradesh. Getting the correct High Court right at the outset is critical to avoid jurisdictional delay.
From the first filing to the last recovery step, here's where we get involved.
Where a bank has issued a possession notice under Section 13(4) for a Dehradun property, a Section 17 Securitisation Application must be filed before DRT Dehradun within 45 days. We draft and argue these applications, seeking stay of further action pending adjudication.
Where a bank has obtained a Section 14 order from the District Magistrate, Dehradun for physical possession, we appear before DRT Dehradun to challenge and seek immediate stay of dispossession of the secured asset.
Where a bank has published an auction notice for a Dehradun property, we file urgent applications before DRT Dehradun seeking stay of the auction — based on undervaluation, procedural lapses, or inadequate notice.
Where a Dehradun property has already been sold in a bank auction, we challenge the validity of the sale before DRT Dehradun on grounds including procedural non-compliance, inadequate reserve price, and failure to follow mandatory auction procedures.
For banks, NBFCs, and ARCs seeking recovery of outstanding dues through DRT Dehradun for Dehradun matters, we file and argue Original Applications under Section 19 of the Recovery of Debts and Bankruptcy Act, 1993 — including interim attachment applications under Section 19(13).
Appeals against DRT Dehradun orders on Dehradun matters before DRAT Allahabad — including applications for reduction of the mandatory pre-deposit and urgent stay applications where enforcement action is imminent pending appeal.
Who We Represent
Our Process
Loan papers, the notice you've received, or the OA filed against you — sent over WhatsApp, email, or the contact form.
We review the facts, the limitation position, and the merits, and tell you plainly where you stand.
The Original Application, SARFAESI challenge, or written statement is prepared and filed within the statutory timeline.
We appear at every hearing before the relevant DRT bench, arguing interim applications as needed along the way.
Through to Recovery Certificate execution, a negotiated settlement, or a DRAT appeal where the order calls for one.
Where Your Matter Is Heard
Writ jurisdiction differs depending on whether the property is in Uttarakhand or in one of the 8 western UP districts.
Covers the entire State of Uttarakhand and 8 western UP districts — Amroha, Bijnor, Moradabad, Muzaffarnagar, Rampur, Saharanpur, Sambhal and Shamli. Hears Section 17 Securitisation Applications and Original Applications from all these areas.
Exercises appellate jurisdiction over DRT Dehradun — borrowers must pre-deposit 50% of the determined amount, reducible to 25% in appropriate cases. Banks are not required to pre-deposit.
Correct forum for writ petitions for Uttarakhand matters — principal seat at Nainital. Constitutional challenges to SARFAESI or DRT action for Uttarakhand properties go here.
Correct forum for writ petitions for the 8 western UP districts under DRT Dehradun's jurisdiction — Saharanpur, Muzaffarnagar, Moradabad, Bijnor, Amroha, Rampur, Sambhal and Shamli.
DRT Dehradun address: Paras Tower, 2nd Floor, Majra Niranjanpur, Saharanpur Road, Dehradun. The correct High Court for writs depends on whether the property is in Uttarakhand or in one of the 8 western UP districts — getting this right from day one avoids costly delay.
Years exclusively in banking & debt recovery litigation
Major banks & institutions as panel counsel
SARFAESI & DRT matters handled
Lenders & borrowers represented — full understanding of both sides